Group Life & Disability UW I
Cambia Health Solutions

Portland, Oregon

Posted in Health and Safety


This job has expired.

Job Info


Group Life & Disability Underwriter I
Portland, OR; Seattle,WA; Salt Lake City, UT or Boise, ID
Primary Job Purpose

The Group Life & Disability UW I underwrites risk, develops plan designs and financial alternatives for assigned groups. Prevents adverse selection by individuals and groups through sound underwriting. Develops sound rates that are adequate to cover claims costs, expenses and provide a profit for the company while at the same time maintaining a competitive position in the marketplace.

General Functions and Outcomes

  • Supports the Underwriting Tech by acting as a technical resource.
  • Develops the renewal position for existing LifeMap group accounts utilizing underwriting policies and formulas thereby ensuring the profitability of LifeMap.
  • Prepares the rate quotations and completes bid specifications for prospectively rated groups as requested by the sales department to assure the enrollment of new business at adequate premium rates in relationship to the risk assumed.
  • Determines whether special consideration from our Life and LTD reinsurers is appropriate for customized benefit designs and negotiates requests for approval under our facultative agreements.
  • Acts as part of a team in the investigation and solution of problems involving proposal, enrollment, administrative, financial, product development and contractual issues.
  • Determines rates for alternative benefit variations and financial options for prospective and existing groups in order to allow flexibility and meet the changing needs of the market.
  • Effectively communicates underwriting decisions to groups, brokers and other departments when necessary.
  • Ensures that group participation requirements are met.
  • Processes the appropriate paperwork associated with renewal rate action and proposal closing.
  • Reviews sold case data and amendment requests to determine compliance with underwriting guidelines and to prevent adverse selection.
  • Calculates issue rates for sold groups and notifies groups, agents, and representatives of the action taken.
  • Coordinate cancellation of groups that no longer meet underwriting requirements with the sales department.
  • Supports management reporting efforts and the development of automated rating and analysis tools.
  • Actively involved with testing new rating, underwriting and front end systems.
  • Assists with the work of coworkers during times of absence within the department or overflow work. This includes, but is not limited to clerical duties, issuing contracts and certificates, enrolling new groups, running weekly and monthly log reports, and sending sold case materials to insurers.
  • Assists with the updating and rewriting of the Underwriting Manual.
Minimum Requirements
  • Bachelor's degree in business, mathematics, statistics or related discipline or equivalent combination of education and experience in life and disability insurance with one year experience in group underwriting or equivalent combination so education and related job experience.
  • Knowledge of general office practices and procedures.
  • Grammar and techniques of business composition.
  • Microsoft Office products - Access Database, Word, and Excel spread sheet software.
  • Key a large volume of data, accurately & timely, into several different departmental rating programs.
  • Operate a variety of standard business machines including calculators, copiers, fax, PC, etc.
  • Communicate effectively both verbally and in writing.
  • Organize, prioritize, and work independently.
  • Perform basic mathematical calculations.
We are an Equal Opportunity and Affirmative Action employer dedicated to workforce diversity and a drug and tobacco-free workplace. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, age, sex, sexual orientation, gender identity, disability, protected veteran status or any other status protected by law. A drug screen and background check are required.

If you need accommodation for any part of the application process because of a medical condition or disability, please email CambiaCareers@cambiahealth.com. Information about how Cambia Health Solutions collects, uses, and discloses information is available in our Privacy Policy.


This job has expired.

More Health and Safety jobs


Haven Behavioral Healthcare
Philadelphia, Pennsylvania
Posted 2 minutes ago

Haven Behavioral Healthcare
Phoenix, Arizona
Posted 1 minute ago

Haven Behavioral Healthcare
Albuquerque, New Mexico
Posted less than a minute ago

Get Hired Faster

Subscribe to job alerts and upload your resume!

*By registering with our site, you agree to our
Terms and Privacy Policy.